:root {
  --bg: #07110f;
  --bg-soft: #0d1b18;
  --panel: rgba(255, 255, 255, 0.055);
  --panel-strong: rgba(255, 255, 255, 0.09);
  --text: #f4f0e8;
  --muted: #b9c0b8;
  --muted-2: #8b948c;
  --line: rgba(255, 255, 255, 0.12);
  --gold: #d7b46a;
  --gold-2: #f1d58f;
  --green: #8dc6a7;
  --red: #e49a8d;
  --shadow: 0 24px 80px rgba(0, 0, 0, 0.38);
  --radius: 28px;
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background:
    radial-gradient(circle at 18% 8%, rgba(215, 180, 106, 0.2), transparent 28rem),
    radial-gradient(circle at 82% 12%, rgba(141, 198, 167, 0.16), transparent 26rem),
    linear-gradient(180deg, #07110f 0%, #0a1412 45%, #08100e 100%);
  color: var(--text);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.wrap { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(18px);
  background: rgba(7, 17, 15, 0.78);
  border-bottom: 1px solid var(--line);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  gap: 22px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  letter-spacing: 0.02em;
}

.logo-mark {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--gold), #80693a 55%, #173127);
  box-shadow: 0 12px 30px rgba(215, 180, 106, 0.2);
  color: #08100e;
  font-weight: 900;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  color: var(--muted);
  font-size: 14px;
}
.nav-links a:hover { color: var(--text); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 46px;
  padding: 12px 20px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--panel);
  color: var(--text);
  font-weight: 700;
  box-shadow: 0 14px 40px rgba(0, 0, 0, 0.18);
  transition: transform .2s ease, border-color .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-1px); border-color: rgba(215,180,106,.55); background: var(--panel-strong); }
.btn.primary { background: linear-gradient(135deg, var(--gold), #92723a); color: #08100e; border: none; }
.btn.ghost { background: transparent; }

.hero {
  padding: 96px 0 72px;
  position: relative;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 54px;
  align-items: center;
}
.eyebrow {
  color: var(--gold-2);
  text-transform: uppercase;
  letter-spacing: .16em;
  font-size: 12px;
  font-weight: 800;
  margin-bottom: 18px;
}
h1, h2, h3 { line-height: 1.05; margin: 0; letter-spacing: -0.045em; }
h1 { font-size: clamp(44px, 7vw, 82px); max-width: 930px; }
h2 { font-size: clamp(32px, 4vw, 54px); }
h3 { font-size: 24px; }
.lead { font-size: clamp(18px, 2vw, 22px); color: var(--muted); max-width: 760px; margin: 24px 0 0; }
.actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.hero-note { margin-top: 20px; color: var(--muted-2); font-size: 14px; }

.card {
  background: linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.035));
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.hero-card { padding: 26px; position: relative; overflow: hidden; }
.hero-card:before {
  content: "";
  position: absolute;
  inset: -80px -70px auto auto;
  width: 190px;
  height: 190px;
  background: radial-gradient(circle, rgba(215,180,106,.26), transparent 65%);
}
.metric-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 22px; }
.metric { padding: 18px; background: rgba(0,0,0,.16); border: 1px solid var(--line); border-radius: 22px; }
.metric strong { display: block; font-size: 28px; color: var(--gold-2); line-height: 1; }
.metric span { display: block; margin-top: 8px; color: var(--muted); font-size: 13px; }

.section { padding: 72px 0; }
.section-head { display: flex; justify-content: space-between; align-items: end; gap: 28px; margin-bottom: 30px; }
.section-head p { color: var(--muted); max-width: 560px; margin: 0; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.feature { padding: 26px; min-height: 230px; }
.feature .num { color: var(--gold); font-weight: 900; margin-bottom: 18px; }
.feature p, .panel p { color: var(--muted); margin: 14px 0 0; }

.panel { padding: 30px; }
.list { padding: 0; margin: 20px 0 0; list-style: none; display: grid; gap: 12px; }
.list li { color: var(--muted); padding-left: 30px; position: relative; }
.list li:before { content: ""; position: absolute; left: 0; top: .65em; width: 9px; height: 9px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 5px rgba(215,180,106,.12); }

.split {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 18px;
  align-items: stretch;
}

.matrix { display: grid; gap: 12px; margin-top: 22px; }
.risk-row { display: grid; grid-template-columns: 120px 1fr; gap: 14px; padding: 16px; border: 1px solid var(--line); border-radius: 18px; background: rgba(255,255,255,.035); }
.badge { display: inline-flex; align-items: center; justify-content: center; width: fit-content; height: 30px; padding: 0 11px; border-radius: 999px; font-size: 12px; font-weight: 800; }
.badge.gold { background: rgba(215,180,106,.15); color: var(--gold-2); }
.badge.green { background: rgba(141,198,167,.15); color: var(--green); }
.badge.red { background: rgba(228,154,141,.15); color: var(--red); }

.timeline { counter-reset: step; display: grid; gap: 14px; }
.step { counter-increment: step; display: grid; grid-template-columns: 54px 1fr; gap: 18px; padding: 22px; }
.step:before { content: counter(step); width: 44px; height: 44px; display: grid; place-items: center; border-radius: 16px; background: rgba(215,180,106,.16); color: var(--gold-2); font-weight: 900; }
.step p { margin: 8px 0 0; color: var(--muted); }

.cta {
  padding: 42px;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 22px;
  background: linear-gradient(135deg, rgba(215,180,106,.18), rgba(141,198,167,.08));
}
.cta p { color: var(--muted); margin: 12px 0 0; }

.form-wrap { min-height: 720px; overflow: hidden; }
.form-wrap iframe { width: 100%; min-height: 720px; border: 0; background: transparent; }

.footer { padding: 50px 0; color: var(--muted-2); border-top: 1px solid var(--line); }
.footer-grid { display: flex; justify-content: space-between; gap: 22px; flex-wrap: wrap; }
.footer a { color: var(--muted); }

.small { font-size: 14px; color: var(--muted-2); }
.kicker { color: var(--green); font-weight: 800; }
.notice { padding: 18px 20px; border-radius: 20px; background: rgba(215,180,106,.1); border: 1px solid rgba(215,180,106,.28); color: var(--gold-2); }

@media (max-width: 900px) {
  .hero-grid, .split, .grid-2, .grid-3, .cta { grid-template-columns: 1fr; }
  .section-head { display: block; }
  .section-head p { margin-top: 14px; }
  .nav { align-items: flex-start; }
  .nav-links { display: none; }
  .hero { padding-top: 64px; }
  .metric-grid { grid-template-columns: 1fr; }
}